Vice President Of Lending

Is Sooper Credit Union the right place for you? Does compassion and the financial well-being of others give you satisfaction and motivation?
If your helpful and understanding nature guides the actions in your daily life, harness your superpower and join us to help create an unforgettable member journey. Our company values your contributions toward making a difference in the life of each individual member!

Why Sooper Credit Union?

• As not-for-profits and member-owned financial cooperatives, credit unions, are incredibly unique institutions. Earnings are returned to members in the form of better rates, lower fees, and great services. Be a part of a movement that pays it forward!
• Sooper Credit Union was founded in 1951. We’re a stable, successful, and growing financial institution, which is why we need you.
• A suite of outstanding benefits is available to employees who work 20 or more hours a week. In addition to healthcare, dental and life insurance, 401(k), and personal time off, we offer employee discounts on loans and other perks as well.
• Learn a ton with our on-the-job training programs and set yourself up for career and personal financial success.

Essential Functions & Responsibilities:
Directs and monitors lending operations for the entire Credit Union through subordinate managers/supervisors to ensure the Credit Union meets established goals and objectives with respect to lending. Establish annual sales goals related to lending programs and monitor the progress of goals and objectives. Monitor product delivery and quality and take action to resolve problems.
Prepares periodic financial, lending, and operational reports for management. Ensures accuracy and completeness of the information. Analyzes loan data and reports to maximize portfolio performance and corrective actions where required.
Develops, proposes, gains acceptance for, and implements lending program policy and strategy; leads activity related to new product development with respect to lending programs.
Participates in establishing annual department budget and monitors performance to budget throughout the year; establishes annual sales goals (in conjunction with marketing) for lending programs and initiates action to achieve established goals.
Serves as a member of the Asset/Liability Committee to develop operating procedures that assure the credit union maintains sufficient levels of capital, liquidity, and pricing spreads.
Ensures the Credit Union complies with all lending regulations; develops procedural changes as compliance requires or new programs demand.
Examines, evaluates, authorizes, or recommends approval of member applications for commercial loans and lines of credit. Reviews periodically for required updated financial information and field visits.
Performs other related duties as assigned.

Performance Measurements:
1. Coordinate all lending programs, i.e., mortgage, consumer, commercial, and implement loan promotions and communicate new programs and changes to policies to ensure all lending activity is within established policies and regulations.
2. Maintain a cohesive, highly trained, motivated staff sufficient to meet daily department demand and long-term organizational goals. Provide necessary leadership, coaching, support, and training opportunities for all reports.
3. Meet or exceed specific goals and objectives established for all lending areas. Establish and provide support for department managers to achieve goals and objectives.
4. Ensure the department is providing friendly, professional, timely, personal service to all members.
5. Keep management informed regarding key operational issues affecting the line of business.
6. Establish and achieve management development objectives for individual managers.
7. Complete employee performance appraisals and handle performance issues in an appropriate and timely manner.
8. Maintain positive business relationships with all business contacts. Maintain good communication with subordinates and other credit union personnel.

Knowledge and Skills:
Experience: Five years to eight years of similar or related experience, including managerial experience over multiple departments supervising a large number of people.
Education: Bachelor’s degree in finance/related field or an equivalent combination of formal training and experience.
Interpersonal Skills: Work frequently involves exercising advanced conflict resolution, giving material presentations, and resolving issues impacting multiple departments or divisions. The ability to motivate or influence others is a material part of the job, requiring a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the job.
Other Skills: Must have excellent communication skills, including written, verbal, and public speaking. Must have an in-depth understanding of and ability to interpret regulations affecting lending programs. Extensive knowledge of consumer, commercial, and real estate lending practices and procedures.
Work Environment: Ability to multi-task and work with a sense of urgency in a high-volume environment. Corporate office setting, occasional travel to vendors and branch locations.

Salary Range:
$99,010.92 – $133,603.39

Our Core Values
PROMISE: Personal, Respect, Our Community, Members, Improvement, Support, Empowerment
If you support our core values, believe you are the superhero who can provide unforgettable experiences to our members and help grow our thriving organization, please apply. We appreciate your interest in employment and look forward to meeting you!

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off

Schedule:

• 8 hour shift

Work Location:

• One location