Mortgage Underwriter

“NationsChoice Mortgage offers competitive benefits and unlimited opportunities for growth!”

NationsChoice Mortgage is a mortgage lender licensed in Arizona and California that is dedicated to helping homeowners, home buyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.

We are currently seeking an experienced Conventional Underwriter. (FHA/VA is not required but a plus) to join our team in at our Gilbert corporate office. In this position, you will work with our Retail and Wholesale team to ensure mortgage loan applications meet program/product specification.

Requirements:

• Working knowledge of Fannie Mae, and Freddie Mac guidelines. Most of our product is conforming vanilla 30 year fixed paper
• Well-developed understanding of mortgage processing, underwriting and closing procedures
• Minimum of 2 years of recent Conventional underwriting experience
• Experience in Retail Correspondent Lending dealing with multiple investors
• DE and/or SAR designation a plus (not required)
• Excellent analytical, organizational, verbal/written communication skills
• Ability to work well independently, in a fast-paced environment
• Strong desire to learn and begin a long-term career with the right company
• DU and LP mortgage underwriting experience

Responsibilities:

• Management and oversight of your pipeline
• Analysis and assessments of risk factors
• Accurately evaluate and underwrite mortgage loan files submitted by retail correspondent production channels, in accordance with company policy and guidelines
• Underwriting and clearing conditions, efficiently handling underwriting work load
• Responsible for communication with closing agents, internal and external customers, verifying the accuracy of documentation
• Communicate changes in deadlines, schedules, etc. to all required parties

This is a full time position with a competitive salary and benefits package, including medical, vision and dental insurance.

NCM is an Equal Opportunity Employer and is committed to employment diversity.

Job Type: Full-time

Salary: Negotiable plus bonus potential

About NationsChoice Mortgage:

NationsChoice Mortgage is a mortgage banking company, established in 1994 in the state of Arizona that originates residential mortgage loans by one-to-four family residences. The Company's loans are made primarily to refinance existing mortgage, consolidate other debt, to finance home improvements, education and other similar needs and to purchase single family residences.

NationsChoice Mortgage is an EEO Employer, who participates in E-Verify. Reference checks are a pre-requisite of employment. All offers are contingent on successful completion of a criminal background check and credit checks, as required by state regulation. All successful candidates must provide original documents that will establish their identity and eligibility to work in the United States as required by the Immigration Reform and Control Act.

Job Type: Full-time

Pay: $80,000.00 - $160,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday
• Overtime
• Weekends

Supplemental Pay:

• Bonus pay

Work Location:

• One location

Company's website:

• https://www.asmartloan.com/mortgage/company/about-us.php

Benefit Conditions:

• Only full-time employees eligible

Work Remotely:

• Temporarily due to COVID-19

COVID-19 Precaution(s):

• Social distancing guidelines in place
• Sanitizing, disinfecting, or cleaning procedures in place