Mortgage Loan Originator Or Has Passed NMLS EXAM

This is a remote 1099 employee position.

• Mission San Jose Mortgage was est. in the year 2002 in the city of Mission San Jose and years later our CEO, Omar Khamisa decided to move the company to the city of Stockton,
• MLOs who are Self-driven and have the desire to help people with their home loans.
• Able to establish positive professional connections
• Bi-lingual (helpful)
• We have a requirement of 1-2 Loans a Month
• We have an Experienced Staff and our Branch Manager with 20+ years of experience.
• We are both Direct and Wholesale Brokers, and also we have Competitive Low-Interest Rates.
• We offer one week of training, where we will go over files, run scenarios, income calculations, and also how to use Calyx point as a LOS to run DU, disclosures, pull credit, and how to use the 1 Solution Platform.
• The 1 Solution Platform we use has many features such as a Pricing Engine for over 80+ Lenders, CRM, Communication such as E-mails, SMS and we manage a Web dialer for calls. It also has Marketing Materials such as Open House flyers, E-Card it’s also mobile-optimized, so from the field you’ll be able to send a pricing proposal or run scenarios to your customers.
• We also offer an organized processing team, we have an in-house level 2 underwriter.
• A marketing team that will help you build your Social media.
• We offer a Loan Officer Assistant to help you for the first 6 months.
• we can do Every Residential Loan Type. We do FHA loans, Reverse Mortgages, Non-QM, VA, Jumbo, Private money investments such as ITIN, USDA, and many other loan products Loans
• We work with both Freddie Mac and Fannie Mae.
• The end goal is to be Licensed in all 50 states, so far we are Licensed in the States of California, Arizona, Montana, Colorado, Wyoming, Oregon, Texas. And We still have pending Florida, Nevada, Washington, Idaho, New Mexico.
• MLOs start at 100bps and also can vary depending on the experience that you have.

You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

Evaluate credit worthiness by processing loan applications and documentation within specified limits

Interview applicants to determine financial eligibility and feasibility of granting loans

Determine all applicable ratios and metrics and set up debt payment plans

Communicate with clients either to request or to provide information

Justify decisions (approvals/rejections) and report on them

Complete loan contracts and counsel clients on policies and restrictions

Update job knowledge on types of loans and other financial services

Maintain and update account records

Assess customer needs, explore all options and introduce different types of loans

Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process

Operate in compliance with laws and regulations and adhere to lending compliance guidelines

*THIS A 100% COMMISSION-PAID, REMOTE JOB.1099 Position

COVID-19 precautions

Remote interview process

Social distancing guidelines in place

Virtual meetings

Employment Type

Full-time

For more information, please contact the following number. (209) 273-5217

Job Types: Full-time, Part-time, Commission

Salary: $87,667.00 - $393,157.00 per year

Job Types: Full-time, Commission

Pay: $82,732.00 - $395,557.00 per year

Job Types: Full-time, Commission

Salary: $81,552.00 - $393,128.00 per year

Job Types: Full-time, Commission

Salary: $81,552.00 - $393,128.00 per year

Job Types: Full-time, Commission

Salary: $81,611.00 - $393,357.00 per year

Alfonso Cardenas| Mission San Jose Mortgage

Recruiting Department My Cellphone 209)273-5217

www.MSJMortgage.com

2111 West March Lane Suite B100

Stockton, CA 95207

NMLS # 936439

Office: 209)651-2000 ext. 143 | Fax: 209)651-2000

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Job Types: Full-time, Part-time

Salary: $88,150.00 - $460,011.00 per year

Benefits:

• Flexible schedule

Schedule:

• Monday to Friday

Supplemental Pay:

• Commission pay

Application Question(s):

• NMLS Number

Experience:

• Loan origination: 1 year (Preferred)

License/Certification:

• Texas MLO License (Preferred)

Work Location: Multiple Locations