Mortgage Loan Originator

GENERAL SUMMARY:

Southwest Georgia Farm Credit, a progressive agricultural lending institution, that is part of the nationwide Farm Credit System, is currently seeking a Mortgage Loan Originator to service the Albany, Georgia territory. The primary responsibility of the Mortgage Loan Originator is to accurately manage residential real estate loan applications through the sales pipeline, using portfolio and secondary mortgage products. The Mortgage Loan Originator ensures applications comply with current ACA policy and federal consumer loan regulations; communicates with Borrowers on status and documentation updates throughout the process, in a manner that delivers an exceptional customer experience; and assists with online retail loan operations including processing and servicing online loan requests.

FUNCTIONS:

ESSENTIAL FUNCTIONS of the job include, but are not limited to:

• Complete residential loan applications internally and on the secondary market from origination, processing, to closing using portfolio and secondary mortgage products in a manner that provides an exceptional customer experience.
• Maintain regulatory compliance and sound credit practices.
• Act as a point of contact between borrowers and Association/Secondary Mortgage Market staff
• Assist in online loan application operations

MARGINAL FUNCTIONS of the job include, but are not limited to:

• Completes projects and/or research as assigned by direct supervisor or the Chief Marketing Officer.

REQUIREMENTS:

Essential:

• High School Diploma; 5+ Years experience as mortgage loan processor or originator.
• NMLS License Preferred
• Understanding of loan underwriting, processing and compliance procedures.
• Excellent communication skills and the ability to offer exceptional customer service.
• Knowledge of computers and related software.
• Good organizational and analytical skills.
• Self starter and ability to be assertive and arrive at sound business decisions.

Marginal:

• Knowledge of operations and appraisals.

Are you looking for a career that will allow you to grow both professionally and personally? At Southwest Georgia Farm Credit, you have an opportunity to make a difference for agriculture and rural communities while growing your career.

Southwest Georgia Farm Credit’s mission is to support agriculture and rural America. We help our friends, family, and neighbors buy the home of their dreams, hunt on land they can pass down for generations, and finance their crops. While we offer a variety of lending and credit jobs, we’re more than just an agricultural lending company. We have many roles in areas such as information technology and security, marketing, accounting, and other support services.

At Southwest Georgia Farm Credit, we pride ourselves on an engaged workforce, and we work hard to ensure our employees feel valued, appreciated and heard. We value each employee’s skills and unique perspective, and we strive to create a workplace environment where all employees feel welcome. We believe a diverse, talented workforce is a key component of building successful teams and helping each other reach our full potential.

Southwest Georgia Farm Credit believes that our employees are our most important asset. We focus on helping you build a career that allows you to achieve personally and professionally, with financial rewards that help you build for your future. Our total rewards package includes:

• Competitive pay, with paid vacation, holidays and sick leave.
• Corporate incentive plan with discretionary bonuses when achievement is above and beyond.
• Medical, dental and vision insurance, as well as life and disability insurance.
• Flexible spending and health savings accounts
• Generous 401(k) matching contributions, as well as additional employer contributions.
• Reimbursement for approved higher education pursuits.
• Professional development opportunities.
• Other perks, such as employee discounts, annual on-site flu shots and an annual staff retreat.