Mortgage Loan Officer

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

• Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
• Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
• Develop and maintain a high degree of visibility for WFHM in the marketplace
• Understand real estate appraisals, title reports, and real estate transactions
• Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
• Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
• Perform miscellaneous duties as needed and required

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

• 
  1+ year of sales experience in financial services, outside sales experience, or a combination of both

• 
  Basic Microsoft Office skills
• Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
• Customer service experience
• Mortgage industry experience
• Excellent verbal, written, and interpersonal communication skills
• Knowledge and understanding of builder, construction or renovations lending
• Knowledge and understanding of sales prospecting and generating referrals
• Bilingual speaking proficiency in Spanish/English

• Completion of formal position specific training programs

• 
  This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards.
• Reliable transportation
• Ability to work nights, weekends, and/or holidays as needed or scheduled

PA-Plymouth Meeting: 2240 Butler Pike - Plymouth Meeting, PA
PA-Radnor: 555 E Lancaster Ave - Radnor, PA
PA-Pittsburgh: 11 Stanwix Street - Pittsburgh, PA
PA-Reading: 600 Penn St - Reading, PA
PA-Philadelphia: 101 N Independence Mall E - Philadelphia, PA
MD-Salisbury: 1000 E Main St - Salisbury, MD
DE-Hockessin: 7465 Lancaster Pike - Hockessin, DE
DE-Rehoboth Beach: 18977 Munchy Branch Rd - Rehoboth Beach, DE
PA-Sewickley: 409 Broad Street - Sewickley, PA
MD-Columbia: 8830 Stanford Blvd - Columbia, MD
MD-Annapolis: 1997 Annapolis Exchange Pkwy - Annapolis, MD
MD-Owings Mills: 100 Painters Mill Rd - Owings Mills, MD
MD-Lutherville: 1447 York Rd - Lutherville, MD