Mortgage Loan Closer

  • Full-Time
  • Columbia, MO
  • Flat Branch Mortgage Inc
  • Posted 3 years ago – Accepting applications
Job Description

Close loans by required deadlines with accuracy, ensure high customer satisfaction levels and protect the company from liability.


Responsibilities
:

  • Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create, release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations.
  • Send closing instructions to title companies. Balance and approve final numbers/Closing Disclosure (both Borrower and Seller sides).
  • Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing.
  • Timely verification of employment information as submitted on applications.
  • Complete order and release funds for loans prior to closing date/time.
  • Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date/time.
  • Review all documents for completeness and accuracy and ensure proper execution prior to closing.
  • Run/complete final compliance and data checks.
  • Respond to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed.
  • Accepts all other duties as assigned
  • Requires accuracy, organization, and attention to detail
  • Excellent written and verbal communications skills
  • Ability to effectively communicate across the organization and with business partners
  • Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities.
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