Mortgage Loan Closer
- Full-Time
- Columbia, MO
- Flat Branch Mortgage Inc
- Posted 3 years ago – Accepting applications
Job Description
Close loans by required deadlines with accuracy, ensure high customer satisfaction levels and protect the company from liability.
Responsibilities:
- Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create, release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations.
- Send closing instructions to title companies. Balance and approve final numbers/Closing Disclosure (both Borrower and Seller sides).
- Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing.
- Timely verification of employment information as submitted on applications.
- Complete order and release funds for loans prior to closing date/time.
- Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date/time.
- Review all documents for completeness and accuracy and ensure proper execution prior to closing.
- Run/complete final compliance and data checks.
- Respond to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed.
- Accepts all other duties as assigned
- Requires accuracy, organization, and attention to detail
- Excellent written and verbal communications skills
- Ability to effectively communicate across the organization and with business partners
- Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities.