Mortgage Loan Assistant II

When joining Elevations, you can expect to work for a company that:

• Provides amazing experiences and creates raving fans.
• Strives to provide solutions for a better life and promises employees it will be the best place they have ever worked.
• Wins awards such as “Best Bank”, “Best Companies to Work for in Colorado” and even the “Malcolm Baldrige National Quality Award”, the only Presidential award for quality.
• Has a highly-engaged workforce and emphasizes career growth, empowerment and servant leadership.
  

What’s in it for you :

• Competitive pay, incentive programs, 401k matching, mortgage and auto discounts
• 4 weeks min. paid time off, work anniversary paid time off, 11 paid holidays, and 16hrs paid volunteer time off
• Medical, dental, and vision health plans with FSA or HSA options
• Onsite fitness center, yoga classes, wellness committee events (hiking, softball, soccer,. to name a few!), health fairs with biometrics screening and flu shots
• Onsite cafe
• Employee Assistance Program with a variety of services
• Career development, trainings, career coaching, job shadowing, mentoring program, tuition reimbursement up to $5,000/year, and a recognition system
• Culture of excellence and continuous improvement
• We strive to be the best place you’ve ever worked!
  

Consistently contributes to the success of the Mortgage Loan Officer and their team by meeting standards of excellence in project management, marketing, analytical and administrative support. Additionally, a Mortgage Loan Assistant II supports the loan officer by taking application information and providing phone/email coverage when the LO is away from the office with supervision by LOA Supervisor and/or another loan officer.

• Take ownership of the mortgage loan process from application to funding, acting as project manager with minimal supervision

• Interact with members, loan officers, fellow LOA’s, processors, underwriters, closers, title agents and real estate professionals in a collaborative and professional manner
• Schedule and attend pipeline meetings for loans in process
• Communicate loan progress to borrower and real estate agents
• Effectively manage purchase contract and lock expiration dates, anticipating areas of concern and bringing them to the attention of the loan officer and processor, assist as needed to meet those deadlines
• Prepare and submit appraisal reconsiderations, rapid rescore requests and loan committee reviews with guidance from loan officer, or LOA Supervisor

• Responsible for maintaining TRID compliance in providing mortgage disclosures throughout the process
• Continued knowledge development of loan origination software, compliance requirements, ECU systems and procedures, loan structure/pricing and underwrite guidelines
• Develop and create best practices for SOPs, workflows and loan origination software
• Prepare and implement marketing ideas and support to expand loan officer referral partners and book of business
• Assist mortgage operations staff, as needed
• Maintain a professional work environment and business-like appearance
• Exemplify the Elevations Credit Union culture and core values in all workplace interactions and settings
• Adhere to all Federal/State laws and governing regulations applicable to mortgages and the credit union
• Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).

Mortgage LOA Manager

This role does not have supervisory responsibility

Building Partnerships, Planning and Organizing, Influencing, Quality Orientation, Decision Making, Work Standards

• Equivalent to a high school education
• Minimum two years mortgage experience
• Knowledge of Fannie Mae & Freddie Mac guidelines, mortgage regulations and TRID compliance
• Familiarity with mortgage loan programs, structure, options and pricing
• Interpersonal Skills: Courtesy, tact, discretion and diplomacy are essential elements of the job. Candidate must have an ability to foster positive work relationships with people both inside and outside the organization.
  

• Mortgage sales experience preferred
  

This job operates in an office setting and routinely uses standard office equipment. Elevations uses multi-factor authentication to keep our data safe. As such, a personal smart phone is a requirement for employment with us.

Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.

Full time / 40 hours per week

Non-Exempt

Elevations Support Center

Average trended total compensation for this role is $99,223 between base pay and variable incentives.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Us : Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1953, we’ve grown from 12 members and less than $100 in assets to an institution with 13 branches and more than 120,000 members that manages over $2 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

EEO Statement: Elevations Credit Union is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs.

Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.