Credit Product Delivery & Strategy - ED

Credit Product Delivery & Strategy falls within the Wholesale Payments Product Delivery (WPPD) function within the Commercial Bank. The team owns the central credit product hierarchy across sub-LOBs and client personas in addition to partnering across the sales, credit, legal and operations ecosystems to ensure the seamless delivery and execution of credit products.

Responsibilities

The candidate will provide leadership and support across the Commercial Bank on behalf of the Credit Product Delivery function. The individual will ensure collaboration across the organization to drive the strategic agenda for the group, which includes;

• Finalizing the initial product hierarchy for lending products across all sub-LOBs and client personas
  • Establishing availability, suitability and eligibility guidelines across the entire product catalog
  • Identifying opportunities for 'product solutions of the future', and collaborate with cross-functional teams to design, detail, pilot and oversee execution of initiatives
• Managing the data and reporting strategy across credit and loan processing systems with a focus on:
  • Pricing guidelines and analysis
  • Product simplification opportunities
  • Exposure / capital savings
• Reducing the operational risk of credit products by identifying opportunities to standardize the product offering
• Designing the target state process across stakeholders by enhancing internal platforms and analyzing the capabilities of external vendors

Qualifications

• 10+ years relevant experience
• Bachelor's Degree; Advanced degree preferred
• Previous expertise and a true passion for design thinking, digital transformation and technology innovation, with proven success designing and delivering complex, digital and product initiative
• Ability to thrive in a dynamic environment with multiple deliverables across both short and long term delivery dates
• Strong project management skills; well-organized, structured approach; ability to achieve tight timelines on complex deliverables
• Demonstrated strong verbal, written and interpersonal skills; experience communicating with all levels of the organization
• Combination of strong analytical skills and creative problem solving - able to turn analysis into actionable insights and plans
• Advanced skills with Microsoft Excel and PowerPoint
• Prior experience with Credit, Commercial Real Estate and/or Wholesale Payments products preferred, specifically in a product management or transformation role

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans