Credit Analyst
- Full-Time
- Greeley, CO
- Adams Bank And Trust
- Posted 2 years ago – Accepting applications
Job Description
We're looking for a team centric, detail oriented person to add to our Credit Analyst team. This position can be located at any of our locations in NE, CO or KS, office space permitting.
POSITION SUMMARY
Responsible for completion of loan credit analysis for new and existing loans. Conducts financial statement review for loan officers, as well as comprehensive statement spreading. Assists loan review/ external auditors. Teams with credit administration staff and loan operations to meet/exceed service expectations of bankers.
PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES
- Completes all financial analysis reviews assigned, reporting results to the appropriate banker or department supervisors, as applicable. Follows up to ensure timely response to recommendations and resolution and/or implementation of same. Spreads statements.
- Generates all Commercial Loan Documentation in Laser Pro for the system's bankers. Assist in reviewing the other analyst laser pro doc's for accuracy prior to sending documents to bankers.
- Prepares the loan packet credit presentation check list for aggregation of credit and risk rating.
- Examines files systematically for adequacy of documentation and/or deficiencies. Reports examination results to appropriate banker. Assists Loan Officers with request for yearly financials from appropriate borrowers/customers. Maintains tickler files, as necessary.
- Assists in post close loan reviews/audits for preparation of technical exception reports, non-conforming loan reports, etc.