Commercial Lines Specialist II

Purpose of Job**This position is open to all locations to include work at home.**
** Selected candidates must be able to attend training starting 11/15/2021.Training hours are Monday- Friday 8am- 4:30pm CST. **
**Work schedule after training will be Monday - Friday 9am -6pm candidates local time zone.**

Within defined guidelines and framework, advises members on insurance and risk management, utilizing commercial insurance products to fit member’s needs. Uses knowledge of commercial insurance marketplace, carrier appetite, and leverages underwriter relationships and knowledge of carrier contracts to place coverage for member’s business.

Job Requirements

Identifies and manages existing and emerging risks that stem from business activities and the job role.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.
Follows written risk and compliance policies and procedures for business activities.

Utilizes a consultative approach to determine customer needs, build rapport and provide solutions based on current products and service offerings.
Builds and maintains relationships between members and insurance carriers, exercising technical knowledge effectively communicating solutions.
Classifies member’s business and provide accurate risk management and risk mitigation solutions.
Researches industry trends and evolving regulatory environment (state and national), improving understanding of important technical/financial issues.
Leverages understanding of carrier renewal cycle to best execute account reviews and remarket opportunities providing comparisons to our members.
Follows up with underwriters on endorsements, renewal questions, and remarkets for underwriting determination (approval or declination).
Utilizes understanding of compliance and insurance standards and Agency Management Systems to limit agency E&O exposure.

Minimum Experience:

• High School Diploma OR General Equivalency Diploma

• 1 year of insurance sales and service experience and/or experience working in a commercial insurance agency or broker setting.

• Valid Property and Casualty insurance license for home state and/or ability to obtain home state and multistate license within 90 days.

Preferred Experience:

• 2+ years of commercial sales and service experience.

• P&C General Lines License

• Direct to consumer experience

Compensation:

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $33,280 - $58,500 *(this does not include geographic differential it may be applied based on your work location)

Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

• Geographical Differential: Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

Shift premium will be addressed on an individual-basis for applicable roles that are consistently scheduled for non-core hours.

Benefits:

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

Please click on the link below for more details.

USAA Total Rewards

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers.

Relocation assistance is not available for this position.