Collections Associate II

Position Type :

Full time

Type Of Hire :

Experienced (relevant combo of work and education)

Education Desired :

Associate's Degree

Travel Percentage :

0%

Job Description

GENERAL DUTIES & RESPONSIBILITIES

• Places inbound and outbound calls through an auto dialer system to negotiate and collect dishonored checks and past due or over-limit credit/debit card accounts.
• Works with customer to negotiate a repayment arrangement in a minimal number of contacts.
• Updates customer’s contact and account information during each contact.
• Responsible for account research including skip tracing, through the use of online credit bureaus and other systems.
• Works with other internal FIS departments including customer service and accounting.
• Contacts outside companies, e.g., agent banks, attorneys, credit counseling agents as needed.
• Maintains control of the conversation with customer at all times. Follows basic call flow and handling procedures while adapting to each conversation using the phone skills and techniques learned during training.
• Adheres to all departmental procedures and FDCPA (Fair Debt Collection Practices Act) regulations.
• When unable to resolve the problem in a reasonable amount of time, will escalate to the appropriate resource. Follows up on escalated issues with coaching and mentoring to learn the appropriate solution and expand overall knowledge.
• May provide guidance and/or mentoring to less experienced Collections Representatives.
• Other related duties assigned as needed.

EDUCATION REQUIREMENTS
High school diploma or GED. Associate’s or Bachelor’s degree is preferable.

GENERAL KNOWLEDGE, SKILLS & ABILITIES

• Requires ability to navigate a computerized data entry system or other relevant applications
• Working knowledge of collection laws, bankruptcy requirements and guidelines
• Able to work with data entry systems, credit bureau reports and collection techniques
• Excellent customer service and telephone skills
• Excellent verbal and written communication skills
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions and percentages
• Ability to make decisions within specified parameters
• Ability to work effectively with multiple tasks and situations
• Ability to work in a Predictive Dialer environment
• Ability to work productively in a high transaction volume environment
• Ability to work both independently and in a team environment
• May require the ability to accommodate a flexible work schedule
• May require multi-lingual skills for specific position, e.g., English, Spanish

FIS JOB LEVEL DESCRIPTION
Developing support role. Moderate skills with high level of proficiency. Places calls which are predominantly routine but associate must be able to deviate from standard scripts and procedures as needed. Works under close to general supervision with little latitude for independent judgment. May consult with senior peers and team leads to learn through experience. Experience not required, however the skills outlined above are necessary.

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Also, overtime work is an essential function of this position. From time to time you could be required to work overtime.

Vaccination Requirements

All employees must be fully vaccinated against COVID-19 on or before December 31, 2021. Individuals with a disability (including a medical condition) or sincerely held religious beliefs or practices that prevent them from getting the vaccine may request an exemption from the vaccine requirement.

Privacy Statement

FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice.

EEOC Statement

FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here

For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

Sourcing Model

Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

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