Business Advisor

  • Full-Time
  • Bethlehem, PA
  • Rising Tide Community Loan Fund
  • Posted 2 years ago – Accepting applications
Job Description

The Business Advisor provides support to prospective and existing business owners, including one-on-one advice, training, marketing, trouble-shooting and identifying market opportunities. This support is designed to help low-income and/or minority entrepreneurs and entrepreneurs planning on operating their businesses in low- to moderate-income communities build assets that can lead to reducing wealth disparities.


ESSENTIAL FUNCTIONS


  • Meets with entrepreneurs to identify the need for business support services, creating case files and keeping those files accurate and current.

  • Assists and guides entrepreneurs as they establish new or expand existing businesses including assisting with the preparation of business plans and financial projections.

  • Provides advice on management, accounting and finance to business owners and entrepreneurs and counsels them in ethical and sound business practices.

  • Assists participants as they navigate licensing, permitting and registering their businesses.

  • Helps entrepreneurs locate financial resources for their businesses and prepare them as borrowers.

  • Assists the Associate Executive Director for Business Development and Lender in gathering required documentation in the preparation of loan applications.

  • Identifies opportunities, common weaknesses and potential threats to the neighborhoods where our entrepreneurs are located.

  • Identifies and solicits participation of appropriate community experts to serve as role models and mentors to the entrepreneurs to address opportunities, threats and weaknesses.

  • Monitors the progress of participants through outreach and data tracking.

  • Communicates potential threats to the loan portfolio to the Lender.

  • Assists with the development and implementation of a course of action to address threats to the portfolio

  • Assists with planning and development of new programs, initiatives and special events.

  • Promotes and markets the products and services of the RTCLF and CACLV to prospective entrepreneurs, business owners, referral sources and the greater community.

  • Maintains the confidentiality of agency, participant and staff information.

  • Performs other duties as assigned.

WORKING CONDITIONS


Hours: 40 hours/week; some evenings


Site: 409 East 4th Street

Bethlehem, PA 18015


523-525 N 7th Street

Allentown PA 18102


1337 E 5th Street

Bethlehem PA 18015


Comprehensive Health Benefits

  • Medical, Dental, Vision and Prescription
  • Agency paid Life Insurance and Long-Term Disability Insurance
  • Voluntary Life Insurance and Short-Term Disability Insurance
  • 401 (k) Retirement Plan with agency contribution
  • Generous Paid Leave Time-
    • Vacation- 15 Days: Earn more time after 2- and 5-year anniversaries
    • Sick- 9 days annually
    • 10 Observed Holidays

  • Bilingual (Spanish/English) required
  • Bachelor’s Degree required, with preference for degree in Business Administration, including course work in marketing and/or advertising
  • Experience in operating and promoting a business
  • Capacity to work in a team environment
  • Lending experience preferred
  • Management experience preferred
  • Ability to communicate effectively, both verbally and in writing
  • An outgoing personality with professional and interpersonal skills necessary to work effectively with a wide range of people
  • Computer skills and ability to work in Microsoft Office (Word, Access, Excel)
  • Personal vehicle or access to independent transportation required
  • Valid driver’s license required
  • Proof of motor vehicle insurance (for use of personal vehicle)
  • PA State Police criminal record check required
  • Child Abuse History Clearance required
  • FBI Criminal History background check required
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