Business Advisor
- Full-Time
- Bethlehem, PA
- Rising Tide Community Loan Fund
- Posted 3 years ago – Accepting applications
Job Description
The Business Advisor provides support to prospective and existing business owners, including one-on-one advice, training, marketing, trouble-shooting and identifying market opportunities. This support is designed to help low-income and/or minority entrepreneurs and entrepreneurs planning on operating their businesses in low- to moderate-income communities build assets that can lead to reducing wealth disparities.
ESSENTIAL FUNCTIONS
- Meets with entrepreneurs to identify the need for business support services, creating case files and keeping those files accurate and current.
- Assists and guides entrepreneurs as they establish new or expand existing businesses including assisting with the preparation of business plans and financial projections.
- Provides advice on management, accounting and finance to business owners and entrepreneurs and counsels them in ethical and sound business practices.
- Assists participants as they navigate licensing, permitting and registering their businesses.
- Helps entrepreneurs locate financial resources for their businesses and prepare them as borrowers.
- Assists the Associate Executive Director for Business Development and Lender in gathering required documentation in the preparation of loan applications.
- Identifies opportunities, common weaknesses and potential threats to the neighborhoods where our entrepreneurs are located.
- Identifies and solicits participation of appropriate community experts to serve as role models and mentors to the entrepreneurs to address opportunities, threats and weaknesses.
- Monitors the progress of participants through outreach and data tracking.
- Communicates potential threats to the loan portfolio to the Lender.
- Assists with the development and implementation of a course of action to address threats to the portfolio
- Assists with planning and development of new programs, initiatives and special events.
- Promotes and markets the products and services of the RTCLF and CACLV to prospective entrepreneurs, business owners, referral sources and the greater community.
- Maintains the confidentiality of agency, participant and staff information.
- Performs other duties as assigned.
WORKING CONDITIONS
Hours: 40 hours/week; some evenings
Site: 409 East 4th Street
Bethlehem, PA 18015
523-525 N 7th Street
Allentown PA 18102
1337 E 5th Street
Bethlehem PA 18015
Comprehensive Health Benefits
- Medical, Dental, Vision and Prescription
- Agency paid Life Insurance and Long-Term Disability Insurance
- Voluntary Life Insurance and Short-Term Disability Insurance
- 401 (k) Retirement Plan with agency contribution
- Generous Paid Leave Time-
- Vacation- 15 Days: Earn more time after 2- and 5-year anniversaries
- Sick- 9 days annually
- 10 Observed Holidays
- Bilingual (Spanish/English) required
- Bachelor’s Degree required, with preference for degree in Business Administration, including course work in marketing and/or advertising
- Experience in operating and promoting a business
- Capacity to work in a team environment
- Lending experience preferred
- Management experience preferred
- Ability to communicate effectively, both verbally and in writing
- An outgoing personality with professional and interpersonal skills necessary to work effectively with a wide range of people
- Computer skills and ability to work in Microsoft Office (Word, Access, Excel)
- Personal vehicle or access to independent transportation required
- Valid driver’s license required
- Proof of motor vehicle insurance (for use of personal vehicle)
- PA State Police criminal record check required
- Child Abuse History Clearance required
- FBI Criminal History background check required