SBA Underwriting Manager - San Diego, CA Details

SBA Underwriting Manager - San Diego, CA

U.S. Bank - San Diego, CA

Employment Type : Full-Time

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

MRUB5 - Small Bus Underwriting Mgr 5
Job Description

Manages and coordinates the activities for assigned Small Business Banking Underwriting department. Ensures quality service and effective support for all of the assigned internal and external customers. Accomplishes results through the effective management of staff that may range from lower level non-exempt through exempt level professionals. Administers corporate policies and procedures and ensures compliance with applicable laws and regulations. Conducts underwriting review process in a manner designed to minimize the bank's risk while employing problem resolution techniques in approving loans. Provides support and training for all staff, including underwriting guidelines for underwriting staff.

• Bachelor's degree, or equivalent work experience
• Eight to ten years of related underwriting experience
• Three or more years of supervisory experience

• SBA or small business underwriting experience

• Extensive knowledge of underwriting functions, systems, policies and procedures for the assigned area(s)
• Thorough knowledge of all aspects of lending and underwriting practices
• Thorough knowledge of applicable credit products, programs, financial analysis and related documentation as applicable

• Proficient computer navigation skills using a variety of software packages

• Familiarity with nCino lending platform is a plus

• Background in economics, accounting, and/or finance

• Excel in high volume, fast paced production environment

• Be an expert in spreading financial statements

• Strong organizational, managerial and project management skills
• Well-developed customer relations skills
• Excellent interpersonal, verbal and written communication skills
• Excellent supervisory and management skills
• Ability to manage multiple tasks
• Well-developed knowledge of banking operations and human resources

MRUB6 - Small Bus Underwriting Mgr 6

Manages and coordinates the activities for assigned Small Business Banking Underwriting department. Ensures quality service and effective support for all of the assigned internal and external customers. Accomplishes results through the effective management of staff. Administers corporate policies and procedures and ensures compliance with applicable laws and regulations. Conducts underwriting review process in a manner designed to minimize the bank's risk while employing problem resolution techniques in approving loans. Provides support and training for all staff, including underwriting guidelines for underwriting staff.

• Bachelor's degree, or equivalent work experience
• 10 or more years of related underwriting experience
• Three or more years of supervisory experience

• SBA or small business underwriting experience
• Extensive knowledge of underwriting functions, systems, policies and procedures for the assigned area(s)
• Thorough knowledge of all aspects of lending and underwriting practices
• In-depth knowledge of applicable credit products, programs, financial analysis and related documentation as applicable

• Proficient computer navigation skills using a variety of software packages

• Familiarity with nCino lending platform is a plus

• Background in economics, accounting, and/or finance

• Excel in high volume, fast paced production environment

• Proficiency in Moody’s Credit Lens is a plus

• Familiarity with Highly Leveraged Transactions is a plus

• Strong organizational, managerial and project management skills
• Well-developed customer relations skills
• Excellent interpersonal, verbal and written communication skills
• Excellent supervisory and management skills
• Ability to manage multiple tasks
• Well-developed knowledge of banking operations and human resources

• Master's degree or CPA certification is a plus

Benefits:
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers .

EEO is the Law
Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .