Revolving Credit Product Leader - Ally Lending Details

Revolving Credit Product Leader - Ally Lending

Ally Financial Inc. - Charlotte, NC

Employment Type : Full-Time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliche people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

The Revolving Credit Product Leader is responsible for open-end unsecured credit products in the Ally Lending suite of credit products. The position is responsible for crafting, building and managing revolving credit products, including product design, product build requirements, and implementation. This senior management role will partner in responsibility for the performance KPI's related to this product suite and the evolution of the product/roadmap.

The Work Itself

The ideal candidate is an end-to-end product leader with a successful track record of:

• Collaborating across a diverse group of stakeholders (e.g. credit business partners, legal, ops, risk/compliance, UX designers, user research, digit product managers, technology, program management, sales, etc.)
• Defining product requirements and owning the successful execution of initiatives
• Engaging closely with operations, technology, and digital product to help determine the best technical implementation/design while balancing speed to market needs
• Defining a product launch, including identifying new opportunities as well as maintaining a rolling marketing roadmap of projects or iterations
• Partnering with cross-functional teams and external partners to design, build, launch, and market new payment capabilities
• Using customer experience data, analytics, market research and competitive analysis to drive decision making
• Defining and proactively supervising key performance metrics to support and inform product decisions
• Building and leading a team in a matrixed environment
• Engaging in problem solving with analytics to determine trends and root causes
• Partnering with legal, risk, and compliance teams to ensure the revolving credit products we deliver are aligned with applicable laws, regs, and internal policies

The Skills You Bring

• BS/BA is required, MBA or MS preferred
• 15+ years of professional experience
• 5+ years of unsecured credit product experience
• Experience building and leading a team
• Sophisticated ability to work collaboratively with a wide range of internal partners
• History of leading and executing in fast-paced, high-growth, uncertain environments
• Comfortable using data and analytics to inform product decisions
• Excellent written and verbal communication skills
• Strong understanding of business KPI's and the ability to drive them
• Experience in an Agile development environment

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
• Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally and financially.
• Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and child care discounts.
• Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.