Product Compliance Manager, Lending Details

Product Compliance Manager, Lending

Square - New York, NY

Employment Type : Full-Time

Company Description

Square, Inc. (NYSE: SQ) builds tools to empower businesses and individuals to participate in the economy. Sellers use Square to reach buyers online and in person, manage their business, and access financing. Individuals use Cash App to spend, send, store, and invest money. And TIDAL is a global music and entertainment platform that expands Square's purpose of economic empowerment to artists. Square, Inc. has offices in the United States, Canada, Japan, Australia, Ireland, Spain, Norway, and the UK.

The Product Compliance team works across Square to support the launch and growth of Square products globally. Square is looking for a Product Compliance Manager to support Square's commercial lending programs, by implementing creative risk-based solutions in areas related to regulatory, network, and partnership compliance. You will report to a Compliance Lead. Your goal is to ensure that the business is compliant with applicable laws, regulations, regulatory requirements and company policies and procedures, including those related to BSA/OFAC compliance, Privacy rules, Fair Lending requirements, Regulation Z, CAN-SPAM, UDAP/UDAAP, and FCRA.

You Will:

• Direct components of company initiatives by working with internal partners (Product Managers, Compliance Operations, and Legal) to problem solve and ensure compliance requirements are met.
• Maintain knowledge of lending compliance laws and regulations and identify new compliance risks including laws affecting small business credit products
• Explain complex and nuanced compliance requirements into understandable concepts for all relevant partners
• Oversee the end-to-end implementation of each initiative by creating and documenting progress against roadmaps and project plans, including assisting with internal policies, designing operational program aspects, and participating in audits
• Organize comprehensive solutions by maintaining an understanding of business systems and processes, both technical and operational

You Have:

• 6+ years of experience in consumer or commercial lending
• Product compliance experience - familiarity with legal and regulatory concepts and convert them into relevant, practical business requirements
• Experience working with multiple internal teams, business leads, financial institution partners, and regulators through collaborative and independent projects
• Project management skills

Even Better:

• JD
• Relevant certifications such as ACAMS or CRCM
• Experience with SQL and Looker

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

Perks

We want you to be well and thrive. Our global benefits package includes:

• Healthcare coverage
• Retirement Plans
• Employee Stock Purchase Program
• Wellness perks
• Paid parental leave
• Paid time off
• Learning and Development resources

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD54566975, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD54566975 is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.