Mortgage Loan Underwriter II Details

Mortgage Loan Underwriter II

NBH Bank - Salt Lake City, UT

Employment Type : Full-Time

Mortgage Loan Underwriter IIBountiful, UT 84010, USA Colorado Springs, CO, USA Denver, CO, USA Idaho, USA Kansas City, KS, USA Kansas City, MO, USA Salt Lake City, UT, USA Req #1577

Monday, January 25, 2021

At our Bank, we believe common sense is more than just banking. We believe in finding financial solutions that cater specifically to our client’s needs.We are looking for talented associates who understand the complexities of life and will offer simple solutions that best fit the needs of our clients. If this is what you believe in, then you’re definitely right for us. And, we might be the right bank for you. As a Residential Banking Underwriter ll, you will complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards.You will be responsible for a variety of tasks including evaluating the entire credit package and collateral for residential mortgage loan and ultimate ensure and “investor” quality loan product. Additionally, are expected to handle exception items and resolve complex issues and be available to processors and mortgage bankers for general guideline interpretations on specific loan files. You will build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements. Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• Bachelor’s Degree or equivalent combination of education and related work experience.
• 5+ years of mortgage industry experience
• 3+ years underwriting experience

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• Bachelor’s degree

Skills and Abilities:Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Thorough grasp of state and federal regulations is required as well as a solid understanding of: HMDA, Regulation Z, Regulation B; the FHLMC, FNMA, FHA rules and processes
• Proficiency with computer systems including MS Office (Word, Excel, and Outlook) and Internet Browsers
• Ability to act as FHA, DE, and/or VA Automatic, and SAR Underwriter
• Thorough grasp of state and federal regulations is required as well as a solid understanding of: HMDA, Regulation Z, Regulation B; the FHLMC, FNMA, FHA rules and processes
• Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Strong verbal, written and interpersonal communication skills with the ability to read reports, correspondence and procedures, speak clearly to clients and associates.

• Must be able to deal with ambiguity, think critically, solve problems creatively, plan and meet deadlines, demonstrate strong sense of personal accountability.

• Strong analytical ability to synthesize and communicate complex information.
• Organization skills with the ability to utilize time efficiently.

Work Environment:

• Office setting with hours ranging from 8am to 5pm core schedule with frequent flexibility for start and ending times along with after-hours assistance for approvals, projects, rollouts and upgrades.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 10 hours).
• Must be able to travel occasionally for work assignments or training – less than 10% of the time.
• The above description reflects the general details of the job described and is not to be construed as inclusive of every work requirement that may be inherent in the job.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job.An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

Thank you for your application!
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.

The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

Other details

• Pay Type

  Hourly

• Min Hiring Rate

  $28.61

• Max Hiring Rate

  $36.27