Loan Processor Details

Loan Processor

AUTOPAY - Denver, CO

Employment Type : Full-Time

ABOUT US

AUTOPAY is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customer's auto loan prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available.

WHY WORK WITH US

Times are changing and AUTOPAY is changing with them. Historically we have worked within an office, but in an ever-changing world, we now have 50% of our Loan Processor team working remotely in the comfort of their own homes. Once you are fully trained and consistently above minimum standards, you too would have the opportunity to work remotely.

We come from all kinds of backgrounds and experiences to create something new: A better way to do car loans. We support a casual work environment, positive work culture, and developing our talent to become successful leaders. Our core values of Hard Work, Optimism, Growth, and Integrity help us create a collaborative team mindset and a better place to work.

SUMMARY

The Loan Processor is responsible for the overall processing of loans, including general support for business development staff members, loan booking preparations, and loan document preparations. In addition, this position gathers the necessary information to process and complete loan files and examines documents to ensure accuracy and compliance with company underwriting guidelines.

ESSENTIAL DUTIES AND RESPONSIBILITIES include achieving positive results in the following key areas:

• Understand and demonstrate the principles of AUTOPAY’s Mission, Vision, and Values.
• Performs clerical and administrative support activities related to obtaining auto loans for borrowers.
• Prepares papers and assembles supporting loan documents to obtain loans for borrowers.
• Forwards applications for loans via the online portal, and other related documents to management for approval when required.
• Receives approval of company and orders preliminary title reports showing financial transactions, conditions, and restrictions upon which vehicle sale is based.
• Other duties as assigned.

QUALIFICATIONS

The ideal candidate must be able to perform the essential functions of the job and have a high school diploma or equivalent required. A minimum of one (1) year of related experience in a consumer loan environment preferred. Knowledge of auto loan concepts, practices, and procedures a plus! Must be able to perform a variety of time-sensitive tasks requiring attention to detail.

Knowledge, Skills, and Abilities

• Education: High School Diploma or equivalent required. Bachelor’s Degree in a plus.
• Experience:
  • A minimum of one (1) year of related experience in a consumer loan environment preferred.
  • Must be able to manage multiple, simultaneous priorities/projects, have accountability for task results.
  • Must be highly motivated and self-sufficient with proven leadership and analytical problem-solving abilities.
• Language/Communication/Interpersonal: Ability to speak read and write fluent English. Strong verbal and written communication skills, with an emphasis on communication of channel operations. Ability to effectively communicate with all levels of the company. Ability to establish and maintain effective working relationships and objectively coach associates and management through complex issues. Excellent presentation skills.
• Analytical: Detail oriented with the ability to organize, prioritize, and work independently. Strong reasoning and critical thinking skills.
• Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
• Technical: Comfort with Microsoft Office, with intermediate Excel ability.
• Other: High level of personal motivation, professionalism, and integrity required. Ability to exercise discretion and judgment.

BENEFITS

• Bonus Opportunities
• Medical Insurance
• Dental Insurance
• Vision Insurance
• Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
• Supplemental Insurance
• 401(k) Retirement Savings Plan
• PTO
• Paid Holidays
• Beautiful Office Location in the Denver Tech Center
• Fitness Club Access
• Casual Office Environment

Starting compensation range: $16 - $18/hr plus monthly bonus opportunities.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle or feel; reach with hands and arms; stoop, kneel, crouch or crawl; and talk or hear. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and the ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

AUTOPAY is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources.

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