Community Loan Officer, Assistant Vice President, Orange, CA Details

Community Loan Officer, Assistant Vice President, Orange, CA

Mufg Union Bank, National Association - Orange, CA

Employment Type : Full-Time

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we care about the details that matter most to our clients. We have our clients’ best interest in mind, drawing on more than 150 years of experience to understand their distinct needs and tailor our solutions. We’re part of 180,000 colleagues around the globe striving to be the world’s most trusted financial group. Trust starts with a culture of putting people first and empowering you to achieve your potential. Join Union Bank, where being inspired is expected and creating results is rewarded.

Summary:

Responsible for marketing the Bank residential loan programs to low and moderate income borrowers. Improve awareness and image of the Bank and its products in targeted markets. Enhance Bank's compliance with Community Reinvestment Act.

Major Responsibilities:

• Seek and originate creditworthy home loans in designated low and moderate income areas through regular and continuous broker calls and follow up on referrals and direct inquiries.
• Take applications, interview customers, explain different financing and mortgage programs and requirements available through the Bank, and negotiate credit terms.
• Ensure timely processing and funding of loans.
• Conduct training and information programs for local community groups in order to reach community residents and educate them on home ownership opportunities.
• Maintain current knowledge of loan programs, policies and procedures, guidelines and regulations.
• Assist and advise on local marketing efforts to make community members aware of credit programs available at the Bank.
• Research local community credit needs and determine how Bank might serve the needs; make recommendation to Bank management as appropriate.
• Develop internal and external working relationships as needed in order to achieve department and Bank goals.
• Perform other duties as assigned.

Job description to be developed, please work with your recruiter on this.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.