Employment Type : Full-Time
Job Purpose:
This position is responsible for the accurate and complete preparation and/or review of Commercial and Industrial and Commercial Real-Estate loan documents utilizing the Bank’s document preparation system and attorney-prepared documents in accordance with the approved credit facility. Types of documentation will primarily include commercial and commercial real estate loans secured by a wide array of collateral (i.e. business assets, real estate, leases, marketable securities, etc.).
Job Responsibilities:
1. Maintain a solid foundation in all areas of commercial loan documentation.
2. Analyze and interpret the Credit Approval document and supplemental vendor information to determine borrower, collateral, and guarantor requirements, and ensure production of appropriate documentation in compliance with the terms of the loan request.
3. Prepare and/or review new and renewed loan documents ensuring that all are in compliance with the credit approval document before releasing documents for execution for Commercial C & I and Commercial Real Estate loans.
4. Collaborate and provide feedback to Lending Staff on any concerns identified as it pertains to loan documentation or any material changes that may be needed.
5. Interact with third-party vendors to include flood vendor, appraisal vendor, title companies, and attorneys to obtain outstanding closing documents.
6. Forwards loan documentation package to Lending Staff with appropriate closing instructions and additional required documents if needed.
7. Organize imaged documents for processing.
8. Provide additional support to the commercial real estate loan administrator.
9. Establish, foster, and maintain strong and positive working relationships with team members, Lending, Operations Staff, and department managers. Provide a high level of customer service when responding to internal departments to resolve questions.
10. Attend all BSA training (at least annual) offered through the bank. More frequent and/or specific training may be required, depending on job responsibilities. Perform job responsibilities to ensure the bank’s compliance with BSA/AML policies and procedures, which include detecting potentially suspicious activity and reporting such activity to the BSA Officer and may include gathering and entering data into systems for monitoring and reporting.
Note: Incumbent may be asked to perform other non-essential duties as assigned.
Job Qualifications:
Education - High school diploma or GED required, some college preferred
Experience - Minimum one year of experience with a focus on Commercial C & I and/or Commercial Real Estate.