Builder Loan Consultant Details

Builder Loan Consultant

BRP Home Mortgage - San Ramon, CA

Employment Type : Full-Time

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. While there are many loan-touch career opportunities within loanDepot, we could not take care of our employees, nor our customers, without the amazing support of our corporate teams. From HR & Marketing to Finance & Compliance, #TeamloanDepot is always searching for the best talent out there. With over $100 billion in funded loans since inception, the evolution & enthusiasm is not slowing down anytime soon. Come join us!

loanDepot — We are America’s Lender.

Position Summary:

The Builder Loan Consultant cultivates loan referrals through the builder. Examines, evaluates, and documents customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.

Responsibilities:

• Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
• Engage in managing the loan pipeline with all team members to meet company efficiency standards.
• Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property.
• Collect all required documentation from borrowers and convert to paperless documents.
• Prepare and submit loan submission sheet to set up.
• Read and understand rate sheets, product codes, loan level price adjustments in order to calculate rates and fees.
• Negotiate and confirm rates, fees, and lock terms with customer.
• Lock loans in the system with agreed upon terms and manage locked pipeline through the funding.
• Communicate regularly with borrowers to meet desired expectations.
• Maintain minimum productivity goals.
• Comply with organizational standards, polices, and procedures.
• Perform other related duties as assigned and required.

Requirements:

• High school diploma or general education degree (GED) required.
• 1 -3 years of experience in the financial services industry.
• NMLS loan originator license required.
• Continuing education classes required by licensing authority
• Continuing training classes required by the company to meet CFPB requirements

The Perks:

• Competitive compensation reliant on ability & experience.
• Excellent benefits package including multiple health, dental & vision options.
• Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities.
• 401K with robust company match.
• 15+ PTO days, in addition to 8 paid company holidays
• The opportunity to work for America’s Lender under the vision of industry legend, Anthony Hsieh.

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.